It’s too late for us to send the changes to your credit card terms and conditions by email this time however we’ve saved your preferences for next time.

If you wish to opt out of receiving information about your M&S Credit Card agreement by email you can send an email to campaignmanagement.msbank@mandsbank.com using 'M&S Credit Card agreement' in the subject line, and including your first name, surname, full address and last four digits of your M&S Bank Account Number in the main email.